Who needs a Terms of Use agreement?

E-commerce to manage purchase terms, returns, and limit liability for products and sales.

Mobile apps to control user behavior and comply with Google Play/App Store requirements.

SaaS to define the scope of the service, subscription details, data usage terms, and disclaimers.

Fintech to meet regulations, disclose financial risks, and limit liability for services.

Crypto platforms and services to manage risks by disclosing volatility, limiting liability, and mandating AML/KYC.

Games to manage in-game assets, prevent cheating/hacking/abuse, handle monetization, and ensure publisher compliance.

AI-powered products to define intended use, output limits, user terms, subscriptions, and disclaimers.

EdTech to protect course content, manage students conduct and outcome expectations.